This Christmas will be very different for everyone: the budget is lower and our first objective is to control for the Christmas shopping does not end up becoming the prologue to a hellish year.
This Christmas, you control what you spend -
These tips can help you not get out of your budget for Christmas.
Please note:
- Think what you want to buy, and how much. If you feel overwhelmed by the need to purchase at this time, and seeks to find alternatives to the shopping.
- Retrieve old hobby, or new features.This will make us feel enveloped in the people we want at this time and forget the obligatory need of gifts.
- Remember that what matters is being together, not gifts given or received.
- If you feel that you do not control, try talking your problem with people around you. Often the best help you can get to control spending.
- Before shopping, make a list with the firm intention not to get out of it.
- It is always better to buy with cash and leave credit card at home.
- Before you buy something, think of its usefulness, if not, you desist from your original intention.
- It is important at this time of recession, a weekly review of the economy, the list of expenses and how they have produced.
- A good technique is to underline in red the wasteful spending or unjustified.
